What Our Privacy Policy Covers

Our Privacy Policy discloses the privacy practices for the https://federalwealthcare.com/ website and how Federal Wealth Care (FWC) collects, uses, and shares your personal data. The Privacy Policy (“Policy”) is part of our Terms of Service, and by accessing or using this website, you agree to be bound by this Policy and our Terms of Service. If you do not agree to these policies, you may not access or use our website or provide your information to us.

Personal Data at Federal Wealth Care

We collect two types of information from you: personal data and nonpersonal data. Personal data is information that can identify you. Data that can directly identify you – such as your name – is personal data. Data that does not directly identify you, but that could reasonably be used to identify you – such as the serial number of your device – may also be personal data. Nonpersonal data refers to information that does not identify you.

We collect personal data with your consent to make sure you have a smooth, efficient, and customized experience every time you visit our website, consume our Content, and interact with us on our Platforms.

The Personal Data We Collect from You

We collect personal data that you voluntarily submit to us, including your personal, employment, financial, and other information.

  • Employment Information. Data about your federal employment history such as agency, years of service, and retirement year.

  • Financial Information. Personal data concerning your personal finances including, earning history, income, TSP and account balances, and FEGLI Options.

  • Other. The contents of your communications with us, including your interactions with customer support and contacts through social media channels, are personal data.

How We Use Your Personal Data

We use your personal data to deliver our Content to you, to communicate with you, and to keep you posted on the latest news about federal retirement benefits and other retirement planning opportunities you might like to hear about. We may also use your personal data to comply with the law, enforce our Terms of Service, or for other purposes with your consent.

Who Can See Your Personal Data

We provide some of our Content through our Platforms. Our Platforms are available on websites that have their own privacy policies. We do not control the privacy policies of our Platforms. We encourage you to understand the privacy rights of the Companies that host our Platforms before you interact with us on our Platforms.

We have contractual arrangements with affiliates, service providers, partners, and other third parties – such as analytics providers, advertising networks, marketing vendors, lead generator platforms, and other third parties – who help us create and distribute our Content, grow our Platforms, and educate you about your federal retirement options. We will share your personal data with these service providers, partners, or other third parties to operate the website and deliver our Content to you.

We may share personal data with other third parties at your direction or with your consent. We may also disclose information about you where there is a lawful basis for doing so, or if we determine, in our sole discretion, that such disclosure is necessary or appropriate to enforce our terms and conditions.

You authorize us to share your personal data in secure, privacy-protected artificial intelligence tools for the purpose of delivering, improving, and supporting the services you request. We do not permit any AI system to use your information for independent model training or any commercial purpose.

We do not sell share, rent, trade, or share your personal data to persons and/or entities not affiliated with FWC.

How We Protect Your Personal Data

We have administrative, technical, and physical safeguards in place to protect your personal data, taking into account the nature of the personal data and the processing, and the threats posed. We are constantly working to improve these safeguards to help keep your personal data secure.

You should be aware that when you submit information to us through our website, your information is transmitted across the Internet and that no method of transmission over the Internet is 100% secure. Although we take reasonable security measures to protect your information when we receive it, you also need to ensure you take appropriate steps to protect your information.

Cookies and Other Technologies

Our website uses “cookies” and other technologies to help us better understand user behavior, which parts of the website is the most popular, where our visitors are going, and how much time they spend there. We use cookies and other technologies to study traffic partners on our website, to make it even more rewarding as well as to study the effectiveness of our customer communications. And we use cookies to customize your experience and provide greater convenience each time you interact with us.

  • Communications Cookies. These cookies are used to enable network traffic to and from the website, including by helping us detect any errors.

  • Strictly Necessary Cookies. These cookies are set as required to provide a specific feature or service that you have accessed or requested.

  • Other Cookies. These cookies are used to understand how visitors interact with our website and online services, including by helping us to assess the effectiveness of advertisements and web searches.

If you prefer not to enable cookies, please go to [web site address], which explains step by step how you can disable cookies. Certain features of our web site will not be available once cookies are disabled.

Links to Sites of Other Companies

The website may have links to the sites of other companies including social media platforms like our Platforms. We are not responsible for their privacy policies. We encourage you to learn about the privacy policies of those companies.

Personal Data of Children

YOU MUST BE EIGHTEEN (18) YEARS OR OLDER TO ACCESS FEDERAL WEALTH CARE’S WEBSITE.

It is our policy to comply with the Children’s Online Privacy Protection Act of 1998 and all other applicable laws. Therefore, we restrict our website to persons 18 years or older.

No information obtained by FWC or through this website falls within the Children’s Online Privacy Protection Act of 1998 and is not monitored as doing so.

Contact and Consent

By submitting a form or booking a review or consultation, you agree that we and the consultant handling your request may contact you about it by phone, text message, or email. Consent to receive text messages is not a condition of receiving any service. Message and data rates may apply, and you can reply STOP to end texts or use the opt-out in any email.

Gramm-Leach-Bliley Act Disclaimer: FWC Not a Financial Institution

FWC is not a “financial institution” within the meaning of the Gramm-Leach-Bliley Act (“GLBA”) 15 U.S.C. § 6801 et seq. because FWC does not engage in any “[a]ctivities that are financial in nature” under 12 U.S.C. § 1843(k).

FWC and its website offer generic plan-level consulting services and resources to help federal employees optimize their retirement options and navigate the complex exceptions, provisions and exclusions in their FERS and CSRS plans.

FWC is not registered as a broker-dealer, investment adviser, or securities professional in the United States or any other country. The information provided on this website does not constitute investment advice, financial advice, trading advice, or any other sort of advice and you should not treat any of the website’s content as such.

The GLBA Privacy Rule and Safeguards Rule do not apply to FWC’s website or business.

Effective Date; Updates to Privacy Policy

The terms and conditions in this Privacy Policy came into effect on [effective date]. We reserve the right to revise, amend, or modify this Privacy Policy (“Modified Policy”) at any time and in any manner. Such changes, modifications, additions or deletions shall be effective immediately upon notice thereof, which may be given by means including, but not limited to, posting the Modified Policy on this page.

You acknowledge and agree that it is your responsibility to review this website and this Policy periodically and to be aware of any modifications. Your continued use of the website after such modifications will constitute your: (a) acknowledgement of the Modified Policy; and (b) agreement to abide by and be bound by the Modified Policy.

Contact Us

For questions or requests about this Privacy Policy contact [email protected] or (704) 236-9909.

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Federal Wealth Care is an independent advisory-style firm and is not affiliated with, authorized by, or endorsed by the U.S. federal government or any government agency. Educational content and quiz results are for general information and do not constitute individualized financial, tax, or legal advice.

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